Florida Dental & Vision

Dental Product Summary:

Join anytime of the year! Dependents are covered until age 26!

Enroll today!

Bi-weekly Rates
Standard:	High (Union Only):
$13.00 Single	$15.00 Single
$21.00 + One	$23.00 + One
$31.00 + 2 or more	$34.00 + 2 or more

No Waiting Periods
No Deductibles
Very Low Co-payments
No Yearly Maximum
No Lifetime Maximum
No Open Enrollment Period
Guarantee Issue
Dependents covered until age 26
1000’s of general dentists in Florida to choose from

* Plan for Florida residence only.
* Contract duration is a minimum of one year.
* Date of eligibility is about 60 days after payroll deduction is processed.

Dental plan is set up by APIS for Federal and Postal employees and their dependents.

In order to participate, your premium payments must be payroll deducted and your application must be processed by APIS.

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Vision Product Summary:

APIS can offer you a low cost, no open enrollment period, payroll deducted, Vision plan.

Plan Benefits:	Standard	High (Union Only)
Eyeglass Co-payment:	$10	$0
Examination Co-payment:	$10	$0
Frames allowance:	$85	$125
Cosmetic contact lenses allowance:	$85	$125
Medically necessary contact lenses Co-payment:	$60	$60
	( In-Network Coverage)

Bi-weekly Rates
Standard:	High (Union Only):
$6.00 Single	$7.00 Single
$8.00 + One	$11.00 + One
$11.00 + family	$15.00 + family
Standard Coverage Limitations and Exclusions	High Coverage Limitations and Exclusions

Dental managed care plan/program benefits are provided by Metropolitan Life Insurance Company, a New York corporation, in NY. Dental HMO plan/program benefits are provided by: SafeGuard Health Plans, Inc., a California corporation, in CA; SafeGuard Health Plans, Inc., a Florida corporation, in FL; SafeGuard Health Plans, Inc., a Texas corporation, in TX; and MetLife Health Plans, Inc., a Delaware

Dental managed care plan/program benefits are provided by Metropolitan Life Insurance Company, a New York corporation, in NY. Dental HMO plan/program benefits are provided by: SafeGuard Health Plans, Inc., a California corporation, in CA; SafeGuard Health Plans, Inc., a Florida corporation, in FL; SafeGuard Health Plans, Inc., a Texas corporation, in TX; and MetLife Health Plans, Inc., a Delaware corporation, and Metropolitan Life Insurance Company, a New York corporation, in NJ. The Dental HMO/Managed Care companies are part of the MetLife family of companies.“DHMO” is used to refer to product designs that may differ by state of residence of the enrollee, including but not limited to: “Specialized Health Care Service Plans” in California; “Prepaid Limited Health Service Organizations” as described in Chapter 636 of the Florida statutes in Florida; “Single Service Health Maintenance Organizations” in Texas; and “Dental Plan Organizations” as described in the Dental Plan Organization Act in New Jersey.
Vision insurance is provided by Metropolitan Life Insurance Company, New York, NY (MetLife). Certain claims and network administration services are provided through Vision Service Plan (VSP), Rancho Cordova, CA. VSP is not affiliated with MetLife or its affiliates.

Florida Dental & Vision

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Dental Product Summary:

Vision Product Summary:

Standard Coverage

Limitations and Exclusions

High Coverage

Limitations and Exclusions

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